When you're dealing with an insurance claim, it's important to remember that the insurance company and their adjusters are not on your side. They are in business to make money and will try to resolve the case with as little compensation as possible. That's why it's wise to consider hiring a public adjuster to represent you and ensure you get the compensation you deserve. A public adjuster is a professional who specializes in evaluating and negotiating insurance claims on behalf of policyholders.
When you hire a public adjuster, you sign a contract and agree to pay them a fee or commission based on a percentage of the settlement or other compensation method. Under California law, you have the right to use the services of a public adjuster, but it's not required. If you do decide to hire one, you can cancel the contract within five calendar days of signing it if the loss is in an area subject to a catastrophic disaster. It's important to note that unlicensed individuals or entities that act as public adjusters can be prosecuted under California law.
So make sure you hire someone who is licensed and experienced in dealing with insurance claims.
