When it comes to filing an insurance claim, the amount of time it takes for an adjuster to make a decision can vary greatly. The simplest cases can be resolved in as little as one to two weeks, while more complex claims may take weeks or even months to resolve. It all depends on the circumstances surrounding the claim and the type of insurance policy you have. If you use a repair shop that is affiliated with or approved by your insurance company, the process may be sped up a bit.
You can continue to drive your car, if it is still drivable, until the repairs are complete. The first contact with the adjuster usually occurs between one and three days after filing the claim. If an adjuster needs to check for damage, it may take a couple more days. Using an auto body shop that is approved by your insurance company can also help speed up the process.
In general, a simple claim for physical damage is expected to take one to two weeks to complete. This includes coordinating with an auto body shop and scheduling repairs. It is important to note that it is virtually impossible to determine how long it will take for an insurance claim to be paid out. So how long does an insurance claim last? It depends on the policy and the type of accident, but most claims are resolved within a few weeks.
By understanding the claims process and taking steps to speed it up, you can ensure that your claim is resolved in a timely manner.
